- Buy from a dealer. Not only will they typically price-match and let you test-drive the machines, but they often have great buy-back programs when you're ready for an upgrade and deals on your first tune-up. My last machine was a close-out of the previous year's model. When it (very oddly) got stuck in reverse a week later I took it back and was given the newer model in exchange. You're not going to get that kind of service from CostCo or Wal-mart.
- Buy what you love. You're not going to get as far on a machine that is a chore to use. If you don't love your new machine, you certainly won't love sewing.
- Buy what you can afford. There are usually great financing options - some as low as $20/month. If you know you're in it for the long run, it's worth paying more for a nicer machine. If sewing is just a passing fad then I really wouldn't bother with it at all.
- Old machines are great. The metal parts are far superior to today's plastic versions, but a lot of the bells and whistles aren't as simple as pushing a button so make sure you know what you're in for. They may also be harder to get parts and accessories for.
All that being said, I wouldn't expect to get much of a machine for under $400. If you just want a basic "whatever" to hem some skirts and make place-mats then you may as well get something at Wal-Mart or off Craigslist for $150. Just don't call me for help 6 months down the line. I'm just going to remind you "you get what you paid for."
It's a lot like buying a car. Sure you could pay cash for a piece of shit that has 4 wheels and an engine, but most people with a regular paycheck would rather use their cash as a down-payment and finance something they're going to enjoy and has a warranty.
I do most of my heavy-sewing on my industrial Consew 2200, but it only has one stitch. It's designed to do one thing really well. So I need a domestic for my lighter projects and specialty sewing. I have a Pfaff Performance 2058. It's my 2nd Pfaff and I financed it. Some of the features that were attractive to me were the automatic needle threader, the knee lever, the touch-screen display, the programmable button-hole feature, programmable stitch-sequences, the IDT feed control on the top and bottom, and the ability to drop the feed dogs for free-motion stitching.
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